American Asset Management focuses on the needs of those who are retired and/or saving for retirement.

For our retired clients, we understand the importance of generating income, and as such, are specialists in developing income portfolios. We believe that every retirement portfolio should be constructed to provide enough income to live on comfortably for the rest of your lives. Capital preservation and income are our main focus for these portfolios and drives our asset allocation process. All of our retirement income portfolios are invested in individual municipal bonds, corporate bonds, energy trusts, MLP's, bond funds and preferred stocks.

For our clients that are still working and saving for retirement, we realize that 90% of your investment results will be due to your asset allocation. Therefore, using our proprietary stock market valuation software, we are able to develop an asset allocation that will meet your financial objectives while minimizing downside risk. When we invest in the stock market, we do it through the use of no load mutual funds. We speak to all of the mutual fund managers we invest with and understand their philosophy. We only invest in mutual funds that understand that we never want to lose money. We do not invest in momentum or sector funds. Rather, we invest in mutual funds that believe in researching and understanding a company completely, before investing our money in that companies stock. We are also not afraid to hold cash or hedge our positions if we feel that market valuation or sentiment is unfavorable. We also firmly believe that buying and holding is the wrong strategy. Annual rebalancing to maintain your asset allocation is a critical component to achieving long term goals.

While every client's has their own unique asset allocation, every client is invested in the same securities. This enables us to manage every clients account every day. When we buy or sell a security, we do it for all of our accounts. As we know exactly what is working and what is not working in every clients account at all times, we are able to react immediately to a problem and limit our losses.

All of our client accounts are held at TD Ameritrade in the clients own name. American Asset Management does not have access to any of the cash in your account. Our job is only to decide what to buy and sell. TD Ameritrade will provide monthly statements, internet access and wire transfer at no charge the monthly income from your portfolio to your local bank account.